Apply with a Smartphone

Can be applied with a smartphone using residence card for identity verification.

Easy and convenient installment payment

Payments can be made in single installment, 4 installments, or 12 installments.

More freedom in shopping

Pay with the BNPJ Credit app for online shopping of home appliances and fashion.

Payment without a bank account

Payments can be made in convenience stores and also through QR codes and bar codes.

Access to lots of daily life support information in BNPJ Credit App

Create resume in both Japanese and English.

Browse news from around the world in your preferred language and genre.

Receive alerts and information of earthquakes and weather forecasts in real time.

Browse content for learning about Japanese culture and manners.

App download


Download the BNPJ Credit app now


Download the Choy-San app now

Contact Us

BNPJ Credit Customer Service
Please press the button on the bottom right of the BNPJ website.
⇒ Select a language to start.

◆ Chatbot: 24 hours multilingual support (Japanese, English, Nepalese, Chinese, Burmese)

◆If you wish to use a manned chatbot, we will respond during our business hours.
Business hours: 09:00-18:00 Weekday support (Holidays:Saturdays,Sundays, Public Holidays,Year-end and New Year holidays) Multilingual support(Japanese, English, Nepali, Burmese, Support in Chinese language will be added soon.)